Buying a House: The Basics
Buying a home can be an overwhelming process, but it doesn't have to be. From financing to negotiating to closing, there are a lot of moving pieces that can leave homebuyers bewildered.
As a professional real estate agent, I can help guide you through each step of the buying process by offering sound advice and education along the way. I am a professional agent who knows the ins and outs of the real estate industry, so you’ll not only end up with a great home, but you’ll also walk away with a great experience.
Here are just some of the key areas that I can help you navigate:
Getting pre-approved by a lender
By providing me with some basic information about your income, savings, and debt, I can assist you in getting pre-approved by a reputable lender. The lender will then go over your financing options, what monthly payment amount you can afford, and what you can expect for down payment requirements and closing costs.
Choosing a home
For most buyers, choosing a home is an emotional process. I can assist you in this process by offering objective information about each property you look at. From local community information like schools and zoning to home-specific details like condition and amenities, I can help you find exactly what you’re looking for.
Making an offer
Once you’ve found the home of your dreams, I will research recent comparable sales of similar homes in the area to help determine a fair selling price. Based on those comparable sales, as well as other factors like inspections and repairs, I will then help you structure an offer and negotiate to get the very best deal possible.
Closing, or settlement, can be a complicated process. In our area, the closing attorney - or settlement agent - handles the closing process, while in other areas a title company or escrow company would finalize the deal. Regardless of where you’re buying, I can help ensure that everything goes smoothly.